In addition to basic resupplying - replacing weapons and armour, buying more ammunition, replenishing oil and rope, and so on - extended periods of downtime don’t come for free. You have eat and need somewhere to rest your head, after all - and that’s before you get into the various day to day costs of life. Exactly how much that ends up costing you depend entirely on how extravagantly you wish to live! Although you can find the costs of individual items by consulting the Fantasy Companion, you can abstract the cost of living incurred during downtime using the following table:

  Room & Board Essentials Total
Cheap 2/day 5/day 7/day
Average 5/day 10/day 15/day
Expensive 10/day 15/day 25/day
Opulent 50/day 30/day 80/day

Cheap conditions are the bare minimum required to get by without quite sleeping on the street. Room and board will either be improvised (i.e. sleeping in a barn or someone’s shed), or something like a pile of straw in a common room shared with 6 other people. Food will be basic fare of bread and cheese, and a bit of meat or fruit is an unusual boon. The cost of food could be brought to as little as 2 silver a day by eating nothing more than coarse bread and scraps.

Average conditions are respectable, the kind that an ordinary traveller might reasonably expect. Lodgings will usually be a room at a relatively clean inn; it will either be shared with someone else or it will be small and narrow, with little more than a bed. Meals are simple but hearty - porridge, stews and pies are common.

Expensive conditions are appropriate for a well-to-do merchant or member of the gentry. Rooms are private, clean and spacious - often with comfortable chairs and a writing desk, and maybe even a small fireplace. Doors are thick and can be locked for privacy. Food is hearty, different each night, and made with high-quality ingredients, usually by a professional cook rather than the tavern keeper’s wife. Services like baths, messengers and guides are usually available on request.

Opulent conditions are usually reserved for visiting nobility, respected mages and scholars, and other people of prime importance. Such types stay not in a room, but in a suite at the very least. There will be multiple rooms with beds, couches and sitting areas for entertaining guests, and often luxuries such as baths or a small reading library. Servants are usually on hand at all times, and virtually any reasonable request can be filled in short order - whether it’s to procure a fine cloak for the opera house, take your sword to the smith for mending, or to ensure that a particular vintage of wine is stocked. Meals are fit for royalty and can accommodate any number of guests, serving the finest dishes prepared by a skilled chef.

In a large city, increase all prices by 50%.